Business Development Officer

KSPPS BMT YAUMMI MAS

Kabupaten Demak • Jawa Tengah • Active until 09 Des 2026
Rp 2.100.000 - Rp 5.500.000 • FULL TIME

KSPPS BMT YAUMMI MAS is a sharia-based microfinance institution that serves the community through savings, financing, and business development programs rooted in Islamic values. We are currently opening an opportunity for a motivated individual to join our team as a Business Development Officer for our Demak branch. This role is ideal for candidates who are eager to grow in the financial services and sharia cooperative industry, enjoy meeting people, and are ready to contribute to the expansion of our member base and financing portfolio in the Demak area.

Job Responsibilities

As a Business Development Officer at our Demak branch, you will play a key role in driving the growth of the company through member acquisition, financing distribution, and relationship management. Your daily responsibilities will include:

  • Identifying and approaching potential members and customers within the Demak area to introduce BMT YAUMMI MAS products and services.
  • Marketing savings, financing, and other sharia-compliant products to individuals, small business owners, and local communities.
  • Conducting field visits to prospective and existing members, including surveys and initial assessments of financing applications.
  • Building and maintaining good relationships with members, partners, and local community figures to support business growth.
  • Supporting the financing process, from application submission to monitoring and collection in accordance with company procedures.
  • Preparing simple activity reports and documenting daily marketing and visitation results.
  • Collaborating with the branch team to achieve monthly and annual targets set by management.

Requirements and Qualifications

We are looking for candidates who meet the following qualifications and are committed to working with integrity and professionalism:

  • Male candidates only, in accordance with the operational needs of this position.
  • Minimum education of SMA/SMK or equivalent.
  • Able to read the Al-Qur’an.
  • Honest, trustworthy, and responsible in carrying out duties.
  • Must possess a valid SIM C (motorcycle driving license) and own a motorcycle for field mobility.
  • No prior work experience is required; fresh graduates are welcome to apply.
  • Willing to work Monday to Saturday, from 08:00 to 17:00.
  • Good communication and interpersonal skills, with the ability to interact with various levels of society.
  • Self-motivated, target-oriented, and able to work both independently and as part of a team.
  • Familiar with the Demak area and surrounding regions is an advantage.

Skills We Value

This position places a strong emphasis on business opportunity development. Candidates who can spot market potential, approach new customers confidently, and maintain long-term relationships will thrive in this role. Basic skills in negotiation, persuasive communication, and simple financial record-keeping will also be beneficial. Above all, we value a strong work ethic and a willingness to learn about sharia financial products and services.

What We Offer

Joining KSPPS BMT YAUMMI MAS means becoming part of a growing sharia financial institution that cares about both its members and its employees. We offer a competitive salary range of IDR 2,100,000 to IDR 5,500,000 per month, depending on performance and qualifications. You will gain hands-on experience in business development within the sharia microfinance sector, receive guidance from experienced team members, and have the opportunity to grow professionally as the branch expands.

About KSPPS BMT YAUMMI MAS

KSPPS BMT YAUMMI MAS is a sharia microfinance institution committed to empowering the community through ethical, interest-free financial services. We operate on the principles of Islamic finance, focusing on mutual benefit, trust, and sustainable economic development for small businesses and families. Our Demak branch serves as an important hub for reaching local communities and supporting their financial needs.

Application Information

If you are a motivated male candidate who meets the qualifications above and is ready to contribute to the growth of our Demak branch, we encourage you to apply for this Business Development Officer position. Please prepare your updated CV, a copy of your SMA/SMK certificate, a copy of your SIM C, and any other supporting documents. Submit your application through the designated channel, and our recruitment team will review your submission carefully. We look forward to welcoming dedicated individuals who share our vision of advancing sharia-based financial services in Demak and beyond.

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